Aktif Bank has a sustainable growth strategy based on two fundamental pillars: Productivity and Efficiency. Since the first day, Turkey’s largest privately owned investment bank works with a philosophy to do “New Generation banking via alternative delivery channels instead of opening branches.” As a reflection of this philosophy, the number of Aktif Bank branches serving for corporate banking, investment banking and private banking (all of which require one-to-one communication) has remained at eight over the last three years. For retail banking that requires a large delivery network, however, the Bank cooperates with other effective distribution organizations in the market. Thanks to this low-cost, flexible strategy, Aktif Bank accumulated a high quantity of capital and pursued stable growth in 2015.
While retail banking, corporate banking and investment banking constitute Aktif Bank’s main sphere of activity, the Bank also offers customers a broad spectrum of services from money transfers to insurance, from card products to extensive kiosk solutions. This comprehensive, visionary perspective guarantees Aktif Bank much greater positioning than a bank.
Since 2006, Aktif Bank and its subsidiaries have transformed into an organization offering smart city services to a population of 50 million, mediating 1.5 billion transportation card transactions, producing one million new bank cards, handling more than one million money transfers, almost 10 million invoice and other payments, and selling more than 150,000 retail loan and insurance policies.
Taking an investment bank perspective, Aktif Bank prioritizes the design of high-return investment products catering to all investor needs. To this end, the Bank has pioneered the sector in designing a number of new products while introducing many innovations to investors as Turkey’s first Asset Backed Securities (ABS), first Islamic participation certificate, first project finance Sukuk, and first Turkish Lira denominated bank bond issuance.
Aktif Bank is among Turkey’s top international award-winning organizations not only for its success in numbers, but also for its performance in products, services and innovation. The Bank is recognized in categories such as world-class payment systems, technology, quality, innovation, investment products, delivery channels and communication. The Bank has received 107 awards in total, including “The World’s Most Innovative Bank” from major international competitions such as The Banker, Financial World Innovation, EFMA, Paybefore, VRL Financial and Global Banking & Finance Review. While such awards have brought our country’s banking and finance sector great pride, they also illustrate Turkey’s difference and innovative understanding.