About Us

  • Managerial Staff
  • Ahmet ÇalıkChairman

    Ahmet Çalık was born in 1958 in Malatya. He started his business life in 1981 with operations in the textile sector. Çalık made the first large-scale industrial investment in Eastern Anatolia with the denim factory he built in Malatya while also launching his first investments abroad in Central Asia in line with his international operational and investment targets over the same period. From 1992, he started to project abroad the business experiences he built up in Turkey with investments in energy, construction, mining, textile, finance and telecom sectors across the geographies where Çalık Group Operates, which culminated in the establishment of Çalık Holding in 1997 to bring together all Group companies under a single roof. One of the biggest Turkish investors in Albania and Kosovo, Çalık has received the Turkmenistan Order of the State and Turkmenistan Mahdum Gui Award in 1997, Republic of Turkey State Medal of Distinguished Service and Turkmenistan Gayrat Medal in 1999, Turkmenistan Golden Age Order in 2001, Ministry of Foreign Affairs Republic of Turkey State Medal of Distinguished Service in June 2002, Grand National Assembly of Turkey State Distinguished Service Prize in 2006, and the “Turkey in Europe – Franco Nobili” Award in 2010. Appointed as Honorary Consul to Bursa by the Republic Kazakhstan in 2012, Ahmet Çalık was given the ‘Ellis Island Medal of Honor’ by the National Ethnic Coalition of Organizations (NECO) and conferred upon honorary doctorates by Matsumoto Dental University, Japan and University of Tirana, Albania in 2014. Given by the Kindai University with another honorary doctorate in 2016, Ahmet Çalık currently serves as Board Chairman at Çalık Holding and Group Companies.

  • Mehmet UstaDeputy Chairman

    Born in 1950, Mehmet Usta graduated from the Department of Economics and Finance at the Eskişehir Academy of Economic and Commercial Sciences. He has more than 35 years of banking experience. Following his service in Anadolu Bank between 1979 and 1987 as inspector and executive, he hold various high-level executive positions in Emlak Bank both in Turkey and abroad between 1987 and 1994. Then, between 1994 until March 2007, he served at the Banque du Bosphore in Paris as CEO and Board member. In April 2008 he joined Aktif Bank as the Deputy Chairman of the Board of Directors. Since July 2009, Mr. Usta also acts as the Chairman of the Board of Directors at Banka Kombetare Tregtare, a subsidiary of Çalık Holding operating in Albania and Kosovo. He has been a Member of Board at the Brussels-based World Savings and Retail Banking Institute (WSBI) since May 2012 and acts as Chairman of the Board at Aktif Bank subsidiaries UPT Ödeme Hizmetleri A.Ş. and Sigortayeri Sigorta ve Reasürans Brokerlik A.Ş.

  • Mehmet Ertuğrul GürlerBoard Member

    Mehmet Ertuğrul Gürler was born in 1958 and graduated from Marmara University, Faculty of Economics. Since then he has accumulated 39 years of business experience. He held several positions at Dow Türkiye A.Ş. from 1987 until 1994, including the positions of CFO and Board Member. Following his positions in Total Oil Türkiye A.Ş. between 1994 and 1998 as the Deputy CEO and Secretary General, he became CEO of Çalık Holding in 1998. Mr. Gürler still serves as Vice-Chairman of the Board at Banka Kombetare Tregtare and Çalık Denim Textile. He serves on the Boards of Aktif Bank, ALBtelecom, Gap Construction and Gap Marketing. Mr. Gürler furthermore takes responsibility as Board Chairman at YEPAŞ.

  • Veysel ŞahinBoard Member

    Born in 1959, Veysel Şahin graduated from Ankara Gazi University, Faculty of Economics and Administrative Sciences, earning a degree from the Public Administration Department. He completed his post-graduate studies at Bahçeşehir University. Having started his banking career in 1985 as an Assistant Auditor, he later assumed positions in different departments and branches, foreign representative offices as well as the position of Chairman of the Audit Board at Anadolu Bank, Emlak Bank and Ziraat Bank. He also worked as an Audit Board member at Axa Insurance and Board member at TKİ Bank Kazakhstan. Since 2009, Mr. Şahin serves on the Board of Directors Aktif Bank.

  • Kemaleddin KoyuncuBoard Member

    Born in 1970, Mr. Koyuncu received his undergraduate degree in Business Administration from Middle East Technical University. He earned his M.B.A degree from the University of Illinois at Urbana-Champaign. Having 25 years of experience, Mr Koyuncu started his banking career in 1992 as Assistant Auditor in Türkiye İş Bankası A.Ş. He worked at Republic of Turkey Prime Ministry Under-secretariat of Treasury as a Treasury Specialist between years 1996 and 2001, then served as Banking Specialist, Assistant Chief Officer, Senior Banking Chief Specialist and Chief Officer at Banking Regulations and Supervision Agency from 2001 to 2015. He was also a member of The Board of Directors at Toprak Sigorta/Ege Sigorta between years 2003 and 2004. Mr. Koyuncu joined Aktif Bank in 2015 as Executive Vice President. Since 2017, he serves on the Board of Directors and an Audit Committee Member at Aktif Bank.

  • İbrahim YaşarBoard Member

    Born in 1973, İbrahim Yaşar graduated from the Department of Economics, Istanbul University and completed his MBA degree at Instituto de Estudios Bursatiles and London School of Economics. Having 18 years of working experience, Yaşar started his banking career in 2000 as an Auditor at HSBC Bank A.Ş. He has worked in Aktif Bank A.Ş. as Head of Internal Audit between 2007 and 2010, Senior Vice President of Subsidiary Management in 2010, Deputy Director of Kosovo Country at Bank Kombetare Tregtare between 2010-2011 and as Head of Internal Audit Group in Albanian since 2011 at Bank Kombetare Tregtare. Since 2018, he has been serving on the Board Member at Aktif Bank and Audit Committee Member of BKT Kosova. He is also holding a member chair in the Accounting and Audit Committee of WSBI/ESBG and also a member of IIA Albania.

  • Dr. Serdar SümerCEO and Board Member

    Doctor Serdar Sümer was born in 1973 and took his undergraduate education from Ankara University Faculty of Political Sciences, Business Administration Department. He completed graduate study in Virginia, U.S.A., at the College of William and Mary before returning to Turkey to earn a Ph.D. from the Marmara University Banking and Insurance Institute. Certified as a Financial Risk Manager (FRM) and a Certified Public Accountant, Dr. Sümer started his career as Sworn-in Bank Auditor in 1996, then worked in Aktif Bank as Executive Vice-President responsible for Capital Markets between 2008 and 2014. Since 2014 he has served as a partner and Member of the Board at Tera Equities. Dr. Sümer brought his 22-year experience in banking back to Aktif Bank and has served as CEO and Board Member since May, 2015.

  • Ahmet Erdal GüncanExecutive Vice President, Corporate Banking

    Born in 1969, Ahmet Erdal Güncan took a degree in Civil Engineering from Istanbul Technical University before specializing in construction management at the same institution. Güncan worked in the banking sector for 21 years before joining Aktif Bank in 2008.

  • Gürol GüngörExecutive Vice President, Retail Banking Sales and Subsidiaries Coordination

    Gürol Güngör was born in 1976 and graduated from Istanbul Technical University, Industrial Engineering Department. He later earned his graduate degree in banking at Marmara University. With 20 years of banking experience, he joined Aktif Bank in 2015.

  • Murat BarlasExecutive Vice President, Finance

    Murat Barlas, born in 1968, graduated from Istanbul University, Department of Mathematics. Busy in the banking sector for 22 years, he joined Aktif Bank in 2015.

  • Muzaffer Suat UtkuExecutive Vice President, Financial Institutions

    Muzaffer Suat Utku was born in 1974 and graduated from U.S. International University of San Diego, Business Administration Department. He completed his M.B.A. at London University College. He joined Aktif Bank in 2007 and has 19 years banking experience.

  • Dr. Gökhan ÖzdinçExecutive Vice President, Information Technology

    Born in 1975, Gökhan Özdinç earned a B.Sc. in Computer Engineering from Boğaziçi University. He continued on to complete M.B.A. and Ph.D. degrees in that institution’s Business Administration Department. He has 19 years of banking experience and lectures part-time in the department of MIS and Computer Engineering at Boğaziçi University. Dr. Özdinç joined Aktif Bank in 2014.

  • Tevfik KınıkExecutive Vice President, Credit Analytics and Capital Markets

    Born in 1977, Tevfik Kınık graduated from Ankara University, Public Administration Department. He received his master degree in Business Administration Department from Ankara University. He received his master degree in Public Administration from Harvard University. With 19 years of financial markets experience, he joined Aktif Bank in 2017.

  • Selcan KaytancıManaging Director, Human Resources and Operation

    Born in 1974, Selcan Kaytancı graduated from Middle East Technical University, Political Sciences and Public Administration Department. She received her master degree in Human Resources from Bahçeşehir University. With 19 years of banking experience, Kaytancı joined Aktif Bank in 2014.

  • Filiz Erendaç Managing Director, Legal Group

    Born in 1976, Filiz Erendaç graduated from Ankara University Faculty of Law, Law Department. She received her master degree in Commercial Law from Ankara University. With 19 years of experience, Erendaç joined Aktif Bank in 2016.

  • Hakan ÖzatExecutive Vice President, Internal Systems

    Born in 1980, Hakan Özat graduated from Marmara  University, Economics Department. With 14 years of banking experience, he joined Aktif Bank in 2015.

  • Osman GencerManaging Director, New Investments

    Born in 1973, Osman Gencer graduated from Boğaziçi University, Economics Department. With 23 years of sector experience, he joined Aktif Bank in 2017.

  • Betügül TokerExecutive Vice President, Digital Banking and Payment Systems

    Born in 1976, Betügül Toker graduated from Bilkent University, Department of Economy. With 18 years of banking experience, Toker joined Aktif Bank in 2018.

  • Ufuk KarakayaManaging Director, Subsidiary Management

    Born in 1975, Ufuk Karakaya graduated from Gazi University, Public Administration Department. He later earned his graduate degree in finance at The George Washinton University. With 20 years of banking experience, he joined Aktif Bank in 2018.