Let your savings in foreign currencies rise in value with the repo interest up to 4.75%!

Whether in TRY or in any foreign currency, you can perform repo transactions with the maturities starting from 1 day at the competitive interest rates at N Kolay Mobile.

Features


You can transact at the interest rates updated as per the changing market conditions.

You can buy foreign currency at the advantageous exchange rates offered at FX through N Kolay, and perform repo with the maturity as you wish.

You can make short-term investments by means of repo thanks to the minimum 1 day option.


  • Current interest rates
  • The opportunity to perform repo with the maturity as you wish
  • The opportunity to make a short-term investment

Our Interest Rates

Maturity  USD EUR TL
1 - 14 gün 0,20%  0,10%   40,00% 
15 - 29 gün 0,20%  0,10%   42,00% 
30 - 31 gün 0,20%  0,10%   44,00% 
32 - 49 gün 4,25%  3,00%   46,00% 
50 - 89 gün 4,50%  3,25%   46,50% 
90 - 129 gün 4,75%  3,50%   47,00% 
130 - 179 gün 4,75%  3,50%   43,00% 
180 - 365 gün 4,50%  3,00%   43,00% 
366 - 720 gün 4,50%  3,00%   43,00% 

*Withholding rate is 15%.

Repo is a risk-free investment instrument since its return is known in advance. You can determine the investment period with the maturity periods starting from 1 day, in line with your preference. The interest rates will be updated as based on the conditions prevailing at the market. You can perform repo transactions, amounting at least USD/Euro/TL 200 and at most USD/Euro/TL 250.000 by making use of N Kolay mobile, Aktif Bank Internet Branch, or by dialing 0850 724 26 66, N Kolay Investment Line, between 09:30 - 17:00, or by applying to any of the branches of our Bank between 09:30-17:00.

Investment Calculator

Calculation of the Repo Amount

Currency
Para Birimi
  • TL
  • USD
  • EUR
Amount
Maturity Interest Rate : %
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Net Return Amount

, TL

Application and Use

What is N Kolay Repo? What are its features?

Repo refers to selling of the financial instruments with the commitment to repurchase. Repo is a risk-free investment instrument since its return is known in advance. You can determine the investment period with the maturity periods starting from 1 day, in line with your preference. You can have your investments in TRY, USD and Euro, valued and get interest by means of repo.

What is the minimum and the maximum amount of repo I can perform?

- For TRY; you can perform repo for minimum TRY 200 and maximum TRY 250 thousand,

- For USD; you can perform repo for minimum USD 200 and maximum USD 250 thousand,

- For EURO; you can perform repo for minimum EUR 200 and maximum EUR 250 thousand.

Is the same interest given for all amounts?

The interest may vary depending on the maturity. You can access to the current rates through the calculation tool available on our website.

Who can perform repo?

Any individual, who is elder than 18 years old and who is a national of the Republic of Turkey, and also any commercial company registered in Turkey can perform repo.

Will I execute any agreement while performing repo through N Kolay?

If you have already executed an Individual Service Agreement with Aktif Bank, then you do not need to execute an additional agreement.

How can I calculate the return I will derive by means of repo through N Kolay?

By making use of the calculation tool available on our website, you can calculate your net earnings at the current interest rate through the Investment Transactions -> Repo Transactions -> Repo Calculator tab upon logging in the Internet Branch, and also through the Investments -> Repo Transactions -> Repo Calculation page available in N Kolay Mobile.

Will I lose my interest if I wish to encash the amount partially before the maturity?

Depending on the maturity for which you have fixed your repo transaction, you can encash the amount, you wish to encash partially before the maturity, without earning any interest. The remaining amount will continue to increase in value with the current interest thereon.

What is the time interval in which I can perform repo through N Kolay?

You can perform repo between 09:30 - 17:00 through N Kolay Mobile, the Internet Branch or by dialing 0850 724 26 66, the Investment Line, or through the branches of Aktif Bank. You can transact between 09:30 and 12:00 during any half-day public holiday.

I just missed the trading hours, what shall I do?

If and when you have just missed 17:00, the ending time for transacting, you can place an order for the execution of your transaction on the next business day, however, your order will be executed on the next business day on the basis of the interest rate, as announced for such day, and if and when you have sufficient balance available in your account on the next business day.

All transactions are in your pocket
with N Kolay Mobile app!

N Kolay Mobile is available for all your banking needs! You can make all your transactions, get loan, and make investment.