You can either shop or withdraw cash or use it for your payments. Your overdraft up to TRY 5.000 is at your disposal just at the time you need.
· Your approved limit is available in your account on continuous basis.
· You can make use of your limit either for your payments or withdraw cash with no cost through the ATMs of your banks in Turkey by making use of your debit card.
· You can readily submit an application at any time through N Kolay or our website.
· Your money will be transferred to your account on 7/24 basis upon the approval of your application.
What is Overdraft Support Account interest?
The monthly interest rate for the Overdraft Support Account is 4.42%. (taxes excluded)
When shall I repay my Overdraft Support Account debt?
How can I view my Overdraft Support Account interest debt?
You can view the interest debt, reflected at the end of the month due to the utilization of the Overdraft Support Account, through the Internet Branch account activities tab or from the account statement sent to your e-mail address.
How can I repay my debt with respect to utilization of the Overdraft Support Account?
How is the Overdraft Support Account limit determined?
It is determined as based on the policies of Aktif Bank.
Loan Amount |
Utilization Period (Days) |
Interest Rate |
Total Repayment |
500 TL |
1 |
4,42% |
500,96 TL |
500 TL |
7 |
4,42% |
506,70 TL |
500 TL |
15 |
4,42% |
514,37 TL |
500 TL |
30 |
4,42% |
528,73 TL |
*No fee or commission is charged for the Overdraft Support Account. You will make the interest payment only for the amount you have utilized and the number of the days of such utilization. Taxes and funds are included in the interest amount payable in the calculation.
N Kolay Mobile is available for all your banking needs! You can make all your transactions, get loan, and make investment.