• Corporate Credit Allocation
Finance Credits and Capital Markets Group is responsible for forming the Bank's budget and expenditure policies, and managing the expenditure and investment processes within the frame of the budget targets, informing and advising the top management through business line, product, channel, customer-basis and carrying out bank-wide financial performance analyses. The Group is also responsible for building up strategies concerning the countries and sectors where the Bank will make new investments or business partnerships, arranging the partnership structure of the subsidiaries to be established providing the maximum benefit for the Bank, informing and directing senior management. The group aims to develop and issue capital market instruments targeting local and international investors and responsible for doing research about credit and capital market products, managing the relationships with the financial institutions, following up national capital market legislation as well as international practice and developing business for the integration of these innovations in this sphere.
International Banking Group
• International Banking
International Banking Group is responsible for leading international banking activities via constructing the Bank’s international financial marketing strategy as well as generating and marketing new products for Bank's corporate clients.
• Treasury Pricing and Liquidity Management
• Treasury Sales and Marketing
• Economic Research
• Private Banking
Treasury Group is responsible for managing the Bank's stock securities portfolio, completing money market transactions, and monitoring all market policies and determining private banking strategies and managing the sales function.
Legal Group is responsible for fulfilling the institutional and legal obligations, steering in order to ensure compliance with laws and consultancy activities.
Internal Systems Group
• Internal Audit
• Internal Control
• Risk Management
Internal Systems Group is responsible for auditing and controlling all the processes of the Bank to provide their accordance with the internal regulations, managing policies and procedures, determining and managing Credit Risks, Market Risks and Operational Risks and keeping these under control within the frame of the risk management policies.
Talent, Organizational Development and Operations Group
• People Experience
• People Analytics
• People Relations
• Support Services
• Construction and Real Estate
• Treasury Operations and Retail Credit Allocation
• Banking and Payment System Operations
Human Resources Group is responsible for human resources, planning and managing selection and placement, training and development, internal communications, performance management, career and talent management, salary and award systems, payroll management and personnel affairs processes.
Treasury Operations and Retail Credit Allocation and Banking and Payment System Operations functions are responsible for managing branches and alternative distribution channels’ operations providing high quality and productivity in the services offered to the customers.
Corporate Banking Group
• Corporate Credits
• Corporate Marketing
• Realty Project Development and Application
Corporate Banking Group is responsible for forming funding foundations, evaluating public and private sector projects, providing financing and managing cooperation to be established in this respect. The Group develops products related to cash management, implements corporate credit policies, credit evaluation criteria and strategies, monitors the effects of corporate segment and project credits to the Bank’s balance sheet and profitability, follows up the firms that are submitted to legal proceedings in coordination with Legal Group.
Legislation Development and Management Group
• Fraud Prevention and Customer Complaints Management Unit
Legislation Development and Management Group is responsible for monitoring the law changes, advising business units, evaluating all products and services' risks of fraud and security, preventing financial risks that may occur, transmitting customer expectations to all units ensuring that all customer complaints are resolved.
Business Development and Corporate Finance Group
• Corporate Finance and Investments
• Open Banking and Startup Relationship Management
Corporate Finance and Investments Department provides project financing, EPC&F (construction and financing) and becomes a partner / investor via various investment partnership models both to the domestic and international projects especially in renewable energy, agriculture, technology sectors etc.
The Business Development and Corporate Finance Group, through the Open Banking unit, conducts business development activities on the use of banking services by 3rd party companies within the framework of the bank's strategies and vision, establishing strategies in the development of the bank's cooperation ecosystem, determining the pricing policy, determining the services and products to be offered to customers is responsible for placing on the market. On the other hand, it is responsible for organizing cooperation and development programs in the fields of expanding the startup ecosystem of the Bank, expanding the investment activity area and strengthening the Bank-Startup cooperation structure through the Startup Relations Management unit.