About Aktif Bank

An Ecosystem of Financial Technologies

Turkey's largest investment bank, Aktif Bank is also Turkey's largest Financial Technology Platform, driven by the investments it has made and the alternative business models it has implemented since the day of its establishment. Building its corporate culture on new-generation finance and technology entrepreneurship, the Bank achieves fast, flexible and cost-efficient results with its unique business model. Together with its subsidiaries and business partners, today Aktif Bank serves 8 million customers across more than 10 lines of business, meeting their daily needs in various areas including loans, insurance, transportation, card services, and payment systems. With products offered via physical and digital channels, the Bank acts as the business partner and the competitor of domestic and global financial technology companies.


With 10 branches across Turkey, Aktif Bank provides corporate banking, investment banking and private banking services that require predominantly face-to-face communications. In retail banking, which demands a large distribution network, Aktif Bank employs effective collaborations, innovative business models and investments in digital channels to hold 14.5% of the Turkey's retail banking customer market with 663 employees.

Aktif Bank, a large financial technology platform with its convenient, productive and profitable business model, continued to invest in financial technologies in 2018 as well. In March, the Bank established a new subsidiary, Inovaban, through which it aims to provide strategic growth consultancy services to 20,000 SMEs in the span of five years. Inovaban already served 2,200 SMEs within six months of its establishment. In August, though its affiliate UPT, the Bank launched the SendUPT service, which enables Turkish nationals residing in Europe to make convenient and low-cost money transfers to Turkey. Passolig Card, a product of the world's most comprehensive stadium transformation project, reached 4.2 million users and Passo mobile application, which allows entrance to football games via mobile phones, was downloaded 2.5 million times.

In 2018, Aktif Bank launched the Ankara Card mobile application, which meets all urban transportation needs and brings together public transportation and payment features within a single platform, and successfully made its way into approximately 80,000 people's mobile phones. The Bank reached 50,000 users with N Kolay Ankara Card used in subways, buses, trams, trains, and cable cars. Aktif Bank continues to offer digital banking products like N Kolay Bond and N Kolay Loan and develop innovative solutions that make customers' lives easier.

With hundreds of awards from global platforms under its distinguished products and solutions, Aktif Bank is among Turkey's renowned institutions to receive the highest number of international awards. In 2018, the Bank won 26 new accolades, bringing its total awards to 154.